– Optimum Loan Amount $350. – Optimum Loan Term 30 days. Nonetheless, rollovers or any extensions aren’t permitted and it is forbidden to just take out a loan kind a various loan provider to be able to repay the prior debt. – Maximum Charges and costs costs for that loan all the way to $50, are $5.50; for loans from $50 to $100 the cost is $5 with 10% rate of interest; for loans from $100 to $250 the fee quantities to 7% associated with borrowed quantity and a cost is $5.